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THE PROCESS EXPLAINED
Debt Counselling is a responsible way of getting financially ‘rehabilitated.’ Your Clientèle Legal lawyer will help you appoint a Debt Counsellor in your area. Your income and expenses will be assessed and a new budget will be agreed upon.
The Debt Counsellor will contact all your creditors and negotiate a repayment plan on your behalf. A Magistrate’s Court will confirm the repayment plan. You will then make a single payment every month, which will be distributed amongst your creditors. Once your debt has been cleared, the Debt Counsellor may issue a clearance certificate that shows you have been rehabilitated.
For more information or a list of Debt Counsellors, click here to visit the National Credit Regulator’s website.
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