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Clientèle Estate Preservation Classic Plan

The Clientèle Estate Preservation Plan is designed to assist in ensuring that your last wishes and legacy are realised. The Plan protects the financial interests of your Estate’s beneficiaries from the costs associated with the winding up of your Estate, as well as providing financial security during this often lengthy process.

  • Lifetime Will Benefit;
  • Up to R300,000 cover;
  • Initial Expense Benefit pays out within 24 hours on receipt of a valid death claim;
  • Estate Shortfall Benefit provides liquidity in the Estate to assist with covering the associated costs of winding up of your Estate;
  • Executor Fee Benefit. A nominated Executor may require the assistance of a professional to assist in the winding up of your Estate and the execution of your Will. 50% of this benefit is paid upfront on the appointment of your Executor and the remaining 50% when the Estate is formally wound up.

Optional Benefits

  • Monthly Expenses Benefit of 12 monthly payments of up to R15,000 per month;
  • Enhanced Liquidity Benefit of up to R20,000 lump sum.

Lifetime Will Benefit
Clientèle has a list of preferred suppliers that you can choose from to assist with and validate your Last Will and Testament (Will) according to your wishes. A properly drafted Will ensures that, on your death, your Estate is distributed efficiently to your beneficiaries, it nominates a trusted Executor, appoints guardians for your children (where applicable) and more. Our Lifetime Will Benefit aims to keep your Will current and in line with your wishes at the time. This benefit also provides a facility which safely stores your Will, and allows for it to be amended as and when life changing events require.

For a complete list of Service providers please email estate@clientele.co.za for assistance.

If you choose outside of this list, our contribution to their fee will be limited to the fee amounts agreed with Clientèle’s preferred service providers. Your chosen service provider will assist with and validate your Last Will and Testament according to your wishes.
 

  • If you do not have an existing or relevant Last Will and Testament in place, one will be drawn up for you;
  • Your Last Will and Testament will be validated from a legal perspective;
  • Your Last Will and Testament will be stored at a secure facility. Provided in partnership with your chosen Service Provider, through Clientèle Limited;
  • Your Last Will and Testament can be annually reviewed and updated, should you require it. 

 

QUOTE ME

Downloads
Estate Preservation Classic Plan Brochure Download
Policy Terms, Conditions and Definitions Download
Clientèle Estate Preservation Flexi Plan

The Clientèle Estate Preservation Plan is designed to assist in ensuring that your last wishes and legacy are realised. The Plan protects the financial interests of your Estate’s beneficiaries from the costs associated with the winding up of your Estate, as well as providing financial security during this often lengthy process.

  • Lifetime Will Benefit;
  • Up to R2,625,000 cover;
  • Initial Expense Benefit pays out within 24 hours on receipt of a valid death claim;
  • Estate Shortfall Benefit provides liquidity in the Estate to assist with covering the associated costs of winding up of your Estate;
  • Executor Fee Benefit. A nominated Executor may require the assistance of a professional to assist in the winding up of your Estate and the execution of your Will. 50% of this benefit is paid upfront on the appointment of your Executor and the remaining 50% when the Estate is formally wound up.

Optional Benefits

  • Monthly Expenses Benefit of 12 monthly payments of up to R75,000 per month;
  • Enhanced Liquidity Benefit of up to R450,000 lump sum.

Lifetime Will Benefit
Clientèle has a list of preferred suppliers that you can choose from to assist with and validate your Last Will and Testament (Will) according to your wishes. A properly drafted Will ensures that, on your death, your Estate is distributed efficiently to your beneficiaries, it nominates a trusted Executor, appoints guardians for your children (where applicable) and more. Our Lifetime Will Benefit aims to keep your Will current and in line with your wishes at the time. This benefit also provides a facility which safely stores your Will, and allows for it to be amended as and when life changing events require.

For a complete list of Service providers please email estate@clientele.co.za for assistance.

If you choose outside of this list, our contribution to their fee will be limited to the fee amounts agreed with Clientèle’s preferred service providers. Your chosen service provider will assist with and validate your Last Will and Testament according to your wishes.
 

  • If you do not have an existing or relevant Last Will and Testament in place, one will be drawn up for you;
  • Your Last Will and Testament will be validated from a legal perspective;
  • Your Last Will and Testament will be stored at a secure facility. Provided in partnership with your chosen Service Provider, through Clientèle Limited;
  • Your Last Will and Testament can be annually reviewed and updated, should you require it. 

 

QUOTE ME

Downloads
Estate Preservation Flexi Plan Brochure Download
Policy Terms, Conditions and Definitions Download
Clientèle Compare Products
  Clientele Estate
Preservation (Classic)
Clientele Estate
Preservation (Flexi)
Total Cover Amount Pays between R55,000 – R100,000 Pays between R225,000 – R1,275,000
Initial Expense Benefit Payable within 24 hours. Up to R25, 000. Payable within 24 hours. Up to R50, 000.
Estate Shortfall Benefit Payable to the Estate Payable to the Estate
Executor Fee Benefit 50% of this benefit is paid upfront on the appointment of the Executor and the remaining 50% when the Estate is formally wound up. 50% of this benefit is paid upfront on the appointment of the Executor and the remaining 50% when the Estate is formally wound up.
Monthly Expenses Benefit 12 monthly payments of up to R15,000 (ex VAT) per month 12 monthly payments of up to R75,000 (ex VAT) per month
Enhanced Liquidity Benefit Once off payment of up to R20,000 Once off payment of up to R450,000
Lifetime Will Benefit Yes Yes
Waiting Periods None None
Underwriting 12 months pre-existing clause Limited medical questions only

In the event of a death, you will need to lodge a claim on the deceased person’s insurance policy so that it can be assessed.


Clientèle has made it simple for you to claim by giving you the option to choose the method you are most comfortable with:

  • Contact your Financial Advisor;
  • Contact our Call Centre on 011 320 3332;
  • Send an email to estateclaims@clientele.co.za;
  • Visit us at the Clientèle Head Office: Clientèle Office Park, Cnr. Alon and Rivonia Road, Morningside, Johannesburg.

The Claims Department will need the following when they process a death claim:

  • The deceased member’s policy number and ID number;
  • An e-mail address;
  • The date and cause of death;
  • All relevant documentation as outlined in your policy documents.

Brochures

Estate Preservation Plan Download

Contact Us

  • Contact us on 011 320 3332;
  • General Queries: Send an email to estate@clientele.co.za;
  • Claims: Send an email to estateclaims@clientele.co.za.
  • Visit us at the Clientèle Head Office: Clientèle Office Park, Cnr. Alon and Rivonia Road, Morningside, Johannesburg.
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