For more information on COVID-19, visit more


Ultimate Guide to Funeral Cover | What is a Funeral Plan

What is a Funeral Plan?

This month, our Ultimate Guide To Funeral Cover answers the most important question of all:

What is a Funeral Plan?

When it comes to life after death, there are a few things we often forget to ask ourselves, such as who will pay for the funeral and who will support us while we mourn? A Funeral Plan is a policy that allows you to ensure the cost of your own, or a loved one’s funeral is covered. When the time comes to say your final goodbyes, not having extra financial pressure allows you to focus on your grief instead of worrying about how you are going to pay for the funeral.

It is true that dealing with the loss of someone close to us never gets easier, so the only thing we can really do is work on ensuring that death does not further complicate our lives. We can do this by planning properly, starting today!

The reality of dealing with a loved one’s death means that we also need to handle a lot of practicalities. For example, funeral arrangements need to be made and it all adds up, costing a lot of time and money. This is why it is important to take control of money matters now, find support and figure out who you can trust to help your loved ones when you are no longer around! The latter is simple: get affordable coverfrom a reliable funeral insurer.

Let’s get started by explaining why finding support is important and why the funeral policy you invest in needs to give you more than just money in return.

So why do you need to know what a Funeral Plan is?

When a loved one passes away, it is not always possible for the family members who are left behind to cope financially. This is where Clientèle comes in – we ensure your loved ones are supported in your absence. While you pay a small monthly premium now, the future value of this is really important. Consider the long term benefits included in one of Clientèle’s affordable funeral cover plans such as airtime, grief counselling, groceries, unveiling, transport, 24 hour support helpline and contact with trustworthy funeral suppliers at discounted rates.

Exactly how our lives are changed by the loss of a loved one is something most of us might think about, but do not actually do anything about. Whether expected or unexpected, there is a practical consequence when anyone says that final goodbye.

So who exactly needs funeral cover?

You do! It is important to have you or your loved ones laid to rest with dignity, and to give loved ones left behind the opportunity to pay their last respects and celebrate your life. Did you know a ceremony in South Africa costs anything from R7,500 to R80,000 or more.

The irony is that many South Africans still forget to provide for this time in the future. Your own death, for example, means the people closest to you – a parent, a partner or a child – will have to deal with life without you, and we all know how expensive it gets as each day goes by! Fortunately, we specialise in making it as easy as possible for you, just as we have for others. Read their testimonies here.

You can rest assured that the affordable funeral plan you sign up for will be by all your loved ones’ sides. Just imagine how good it will feel to know they will not have extra strain on their finances? Yes, it comes down to the fact that you will not be a financial burden – your efforts to ensure funeral expenses are covered will be greatly appreciated by everyone close to you.

Next month, we take a look at the pros and cons of getting covered while you still can. Clientèle’s Ultimate Guide to understanding funeral plans is here to give you information to pass on to a family member, friend, colleague, neighbour, or even a stranger!